Privacy Policy - Yorkshire Wealth Management

Overview

Pricvacy Policy

At Yorkshire Wealth Management, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect the information you provide to us when you visit our website or engage our services.

By accessing this website or submitting information to us, you agree to the practices described below. If you do not agree with this policy, please do not use our website.

1. Information We Collect

We may collect and store the following types of information:

Personally Identifiable Information (PII):
Includes your name, email address, phone number, mailing address, and other contact details provided when you fill out forms or correspond with us.

Financial Information:
Includes data shared during the course of providing investment advisory or financial planning services, such as income, account balances, investment objectives, and risk tolerance.

Usage Data:
Includes information about how you interact with our website, such as IP address, browser type, device data, pages visited, and time spent on our site. This information is collected via cookies and analytics tools.

2. How We Use Your Information

We may use your information in the following ways:

To Provide Services: To deliver investment advisory, planning, and client support services.
To Communicate: To respond to your inquiries, provide updates about your accounts, send newsletters (with your consent), and offer service-related notices.
To Improve User Experience: To understand website usage, assess performance, and make enhancements.
To Comply with Legal Obligations: To meet regulatory requirements and respond to lawful requests by public authorities.

3. Information Security

We implement industry-standard administrative, technical, and physical safeguards to protect your personal and financial data. These include:

Secure data encryption
Access controls
Secure file and email transmission protocols

While we strive to protect your data, no method of transmission or storage is completely secure. We encourage you to take appropriate precautions when submitting personal data online.

4. Sharing Your Information

We do not sell or lease your personal information to third parties. We may share your information in the following limited circumstances:

With Trusted Service Providers: Such as data processors, IT providers, or marketing platforms that assist in business operations. These providers are contractually bound to maintain the confidentiality of your data.
With Legal Authorities: When required by law or regulatory authorities, including for subpoenas or fraud investigations.
In Business Transfers: If our firm is involved in a merger, acquisition, or asset transfer, personal information may be transferred as part of that transaction.

5. Cookies and Tracking Technologies

Our website uses cookies to improve functionality and personalize your experience. You can control or disable cookies through your browser settings.

Types of cookies we use:

Essential Cookies: Enable core functionality (e.g., login or form submission).
Analytics Cookies: Help us understand visitor interactions and website performance.
Advertising Cookies: May be used to deliver relevant advertisements based on browsing behavior.

6. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights concerning your personal data:

Right to Access – You may request a copy of your personal data we maintain.
Right to Correct – You may request corrections to any inaccurate or outdated information.
Right to Delete – You may request deletion of your data, subject to legal or contractual retention requirements.
Right to Restrict or Object to Processing – You may object to the way we process your data.
Right to Data Portability – You may request a copy of your data in a machine-readable format.

To exercise these rights, please contact us at the address below.

7. Children’s Privacy

Our services are intended for individuals age 18 and older. We do not knowingly collect personal data from minors. If you believe a child has provided us with personal data, please contact us so we can delete it.

8. External Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We recommend reviewing the privacy policies of any third-party sites you visit.

9. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in law or our business practices. Any changes will be posted on this page with the revised date. We encourage you to review it periodically.

10. Contact Us

If you have questions, concerns, or requests regarding your personal information or this Privacy Policy, please contact:

Yorkshire Wealth Management

16935 W Bernardo Dr Suite 170
San Diego, CA 92127
Phone: (858) 798-5616
Email: douglas.shultz@ywmgmt.com

Acknowledgment

By using our website or submitting your personal information, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.

Our Office

16935 W Bernardo Dr

Suite 170

San Diego, CA 92127

Contact Us

(858) 798-5616
douglas.shultz @ ywmgmt.com

Office Hours

Mon-Fri: 9am - 4pm
Sat-Sun: Closed

Check the background of your financial professional on FINRA's BrokerCheck

Investment Advisory Services offered through Integrated Advisors Network LLC (IAN), a Registered Investment Advisor. Yorkshire Wealth Management and IAN are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that (the Advisors firm) and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Integrated Advisors Network.

Designation Disclosure

Chartered Market Technician (CMT®)

The CMT® Program requires candidates to demonstrate proficiency in a broad range of topics in the field of Technical Analysis. The Program consists of three levels. CMT® Level 1 and CMT® Level 2 are multiple choice exams while CMT® Level 3 is in short answer form. The CMT® designation is granted by the Market Technicians Association (“MTA”).

The objectives of the CMT® Program are:

• To professionalize the field of Technical Analysis.

• To promote high ethical and professional standards.

• To guide candidates in mastering a professional body of knowledge.

In order to be granted the CMT® designation, all candidates must meet the following requirements:

• Successful completion of all 3 levels of the CMT® Exam.

• Obtained 'Member Status' in the MTA.

• Have been gainfully employed in a professional analytical or investment management capacity for a minimum period of 3 years and must be regularly engaged in this capacity at the time of successfully passing all 3 levels of the CMT® Exam.

The CMT® examinations test the critical knowledge and tasks needed to perform the duties as a technical analyst. The three-part examination consists of:

CMT® Level 1 (Definition). The Level 1 examination measures basic, entry-level competence and understanding of the candidate. The CMT® Level 1 candidate needs to have a working knowledge of the basic tools of the technical analyst.

CMT® Level 2 (Definition/Application). The CMT® Level 2 examination requires the candidate to demonstrate a greater depth of analysis and competency. The CMT® Level 2 candidate is expected to demonstrate proficiency in applying more advanced analytical techniques. Overall, the candidate is responsible for the theory and application of concepts and techniques.

CMT® Level 3 (Integration). The CMT® Level 3 examination tests the candidate on the development of logical and consistent research opinions, portfolio strategies and trading decisions based on a wide range of charts and technical data. The CMT® 3 candidate must pass the ethics portion of this exam or risk failure.