Terms & Conditions - Yorkshire Wealth Management

Overview

Terms and Conditions

Welcome to Yorkshire Wealth Management! These Terms and Conditions (“Terms”) govern your use of our website, services, and products. By accessing or using our website and services, you agree to abide by these Terms. Please read them carefully.

1. Acceptance of Terms

By accessing and using our website, you agree to comply with and be bound by these Terms, which are subject to change at our discretion. If you do not agree to these Terms, please do not use our website or services.

2. Changes to Terms

Yorkshire Wealth Management reserves the right to modify, update, or change these Terms at any time. All changes will be posted on this page with the updated date. Your continued use of the site following any changes indicates your acceptance of the revised Terms.

3. Use of Services

Yorkshire Wealth Management offers a range of financial planning and wealth management services. To use these services, you may need to provide personal and financial information. By using our services, you agree to provide accurate and complete information and to update it as necessary.

4. Privacy and Confidentiality

We are committed to protecting your privacy and confidentiality. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal data.

5. Investment Risks

All investments carry risks, including the potential loss of principal. The content provided on our website and through our services is for informational purposes only and should not be considered as financial advice. We recommend consulting with a licensed financial professional before making any investment decisions.

6. Disclaimers

Accuracy of Information: While we strive to provide accurate and up-to-date information, we make no warranties regarding the completeness or accuracy of the information on our website or in any of our materials.
No Guarantees: Yorkshire Wealth Management does not guarantee the results of any financial strategies or investment returns. Past performance is not indicative of future results.

7. Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for your convenience, but we do not endorse and are not responsible for the content, products, or services available through these third-party sites.

8. Intellectual Property

The content on our website, including text, graphics, logos, images, and software, is owned by Yorkshire Wealth Management or licensed to us and is protected by intellectual property laws. You may not copy, reproduce, or distribute any content from our website without prior written permission from Yorkshire Wealth Management.

9. Limitation of Liability

Yorkshire Wealth Management will not be held liable for any damages or losses arising from the use of our website or services, including but not limited to, direct, indirect, incidental, punitive, and consequential damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Yorkshire Wealth Management and its employees, agents, and affiliates from any claims, damages, liabilities, and expenses arising from your use of our website or services, or any violation of these Terms.

11. Governing Law

These Terms will be governed by and construed in accordance with the laws of the State of California. Any disputes arising out of or related to these Terms will be subject to the exclusive jurisdiction of the courts located in California.

12. Contact Us

If you have any questions about these Terms, please contact us at:

Yorkshire Wealth Management
16935 W Bernardo Dr Suite 170

San Diego, CA 92127
Phone: (858) 798-5616
Email: douglas.shultz@ywmgmt.com

Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

Our Office

16935 W Bernardo Dr

Suite 170

San Diego, CA 92127

Contact Us

(858) 798-5616
douglas.shultz @ ywmgmt.com

Office Hours

Mon-Fri: 9am - 4pm
Sat-Sun: Closed

Investment Advisory Services offered through Integrated Advisors Network LLC (IAN), a Registered Investment Advisor. Yorkshire Wealth Management and IAN are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that (the Advisors firm) and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Integrated Advisors Network.

Designation Disclosure

Chartered Market Technician (CMT®)

The CMT® Program requires candidates to demonstrate proficiency in a broad range of topics in the field of Technical Analysis. The Program consists of three levels. CMT® Level 1 and CMT® Level 2 are multiple choice exams while CMT® Level 3 is in short answer form. The CMT® designation is granted by the Market Technicians Association (“MTA”).

The objectives of the CMT® Program are:

• To professionalize the field of Technical Analysis.

• To promote high ethical and professional standards.

• To guide candidates in mastering a professional body of knowledge.

In order to be granted the CMT® designation, all candidates must meet the following requirements:

• Successful completion of all 3 levels of the CMT® Exam.

• Obtained 'Member Status' in the MTA.

• Have been gainfully employed in a professional analytical or investment management capacity for a minimum period of 3 years and must be regularly engaged in this capacity at the time of successfully passing all 3 levels of the CMT® Exam.

The CMT® examinations test the critical knowledge and tasks needed to perform the duties as a technical analyst. The three-part examination consists of:

CMT® Level 1 (Definition). The Level 1 examination measures basic, entry-level competence and understanding of the candidate. The CMT® Level 1 candidate needs to have a working knowledge of the basic tools of the technical analyst.

CMT® Level 2 (Definition/Application). The CMT® Level 2 examination requires the candidate to demonstrate a greater depth of analysis and competency. The CMT® Level 2 candidate is expected to demonstrate proficiency in applying more advanced analytical techniques. Overall, the candidate is responsible for the theory and application of concepts and techniques.

CMT® Level 3 (Integration). The CMT® Level 3 examination tests the candidate on the development of logical and consistent research opinions, portfolio strategies and trading decisions based on a wide range of charts and technical data. The CMT® 3 candidate must pass the ethics portion of this exam or risk failure.